Mortgage Brokers in Canada

We Care About Your Financial Future 

• We are independent and can shop hundreds of mortgages
• We are not middlemen, we have direct relationships with trusted lenders 
• We get 1% off bank posted rates 99.9% of the time
• Our volume allows us to negotiate lower mortgage rates
• Our service is free to the vast majority of our clients
• We are a member of VERICO one of Canada's largest mortgage
  
• We show you ways pay off your mortgage free sooner 

For all your mortgage questions call 604-536-3802

Email Jared's Team Directly at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Toll free 1-800-939-1960 Click to Apply Now

Uncovering Mortgage Myths:

Independent brokers are fully licensed and work for either an independent mortgage brokerage company or have their own independent companies. Brokers access the entire mortgage market to get the best mortgage for the client. Being independent means brokers will recommend mortgage products based on the individual needs of the client, not the needs of the bank.

Myth: All mortgage brokers created equal

There are many kinds of people that process mortgages:Bank Representatives work in-house at the bank and sell only bank mortgage products. They are generally not licensed and have to go through many channels to get an approval. They tend to rotate their positions in the bank system and may not always stay at the same branch which requires clients to re-establish relationships. Bank Brokers are the banks "mobile" mortgage arrangers. The majority of time they are not licensed and only sell their own banks products. Brokers that are licensed but work for companies that are owned by banks have access to all mortgage products on the market however tend to lean towards selling products that support their bank. Independent Brokers are fully licensed and able to access the widest range of mortgage products to get clients the best lending vehicle at the most competitive rate.

Myth: Brokers are middlemen

Independent brokers work directly with trust companies, banks and other lenders and have very strong relationships with underwriters that have approval capabilities to get your mortgage approved fast!

Myth: You pay brokers

Independent brokers are paid by the lender they place the mortgage with, not the client in the vast majority of cases. The pay is based on the size of the mortgage not the rate. They work hard to get their clients the very best mortgage at the very best rate.

Myth: You only deal with a broker if you are credit challenged

1 in 4 Canadians (and growing) understand the benefits of using a broker to source the best mortgage on their behalf. These people are primarily educated professionals with good paying careers, excellent credit and growing net-worths.

Myth:  Brokers sell other products like investments and credit cards.

Unlike bank representatives, independent brokers only arrange mortgages. They are specialists in their fields. With vast lending products - over 400 on the market today - each with different features and benefits, independent brokers are committed to understanding the various products and matching those with the need of their clients.

Allow a Dreyer Group Mortgage Professional to find your best mortgage. Call or Click 1-800-687-9020