Buying a property in Canada? We're here to help.
Coming to Canada or Non-Resident Buying in Canada
Dreyer Group Mortgages has access to mortgage products designed for qualified homebuyers who have immigrated to Canada, are relocating to Canada by an employer, or a US citizen that would like to invest in the Canadian market.
Non-Residents Buying in Canada
There are many lenders that provide mortgages to non-residents whether you are buying a vacation property or purchasing a property for investment.
General Guidelines and Qualifications
Non-residents buying in Canada are eligible if the applicant is:
- Considered an acceptable credit risk
- Has a bankers recommendation from country of origin or
- Has confirmation of income
- Proof of down payment
Program Offerings
Non-residents may be eligible to borrow up to 75% of the property value
Each lender has different requirements, applying for the mortgage first is the best option.
Dreyer Group can then shop the various lenders on your behalf to find the best solution for your individual situation.
Immigrating to Canada
Now qualified homebuyers who have immigrated or relocated to Canada can qualify for a mortgage for as little as 5% down.
General Guidelines and Qualifications
Eligible applicants must:
- Have recently immigrated or relocated to Canada within the last 24 months
- Show a minimum of 3 months full time employment in Canada (borrowers being transferred through a corporate relocation program are exempt from this requirement)
- Must have a valid work visa or obtain landed immigrant status
- Must have full disclosure of all financial obligations inside and outside of Canada
- Letter of reference from a recognized financial institution and or an international credit report demonstrating a strong credit profile
- Proof of down payment
Program Offerings
To a maximum of 95% financing
Non-Landed Immigrants who live and work in Canada and for cross-border commuters who live in Canada and work in the US Program
Program Offerings
To a maximum of 100% financing
General Guidelines and Qualifications
Eligible applicants must:
- Have established credit for a minimum of 12 months
- Proof of down payment
- Full financial disclosure
- Letter of reference from recognized bank





