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January is a great time to revaluate your mortgage loans. Do you have the best mortgage rate? Do you need to look at reconsolidating the debt you have accumulated over the past year? Taking a minute to do a quick financial check up is painless and could save you thousands in interest. One of the reasons for doing a review of your mortgage finances is early detection. Are you paying too much in interest or strapped in monthly debt. Another reason is to be proactive. What are your dreams for financial freedom and what are your strategies for achieving those goals. You may also be closer than you think. A quick check-up will determine your best course of action. Now is the time.