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Open or Closed Mortgages

Open mortgages can be paid off at any time without penalty and are usually negotiated for short terms.* They are suited to homeowners who are planning to sell in the near future or those who want the flexibility to make large, lump-sum payments before maturity.

Closed mortgages are commitments for specific terms. If you want to pay off the mortgage balance, you will need to wait until the maturity date or pay a penalty. Most lenders allow you to prepay the principle by 10-20% off the mortgage amount without penalty.

*Some conditions apply

Apply online using our 30 Second Mortgage Application
http://www.dreyergroup.ca/30-second-mortgage-application/.

or Speak with us TOLL FREE 800.687.9020 throughout BC and Alberta

We are here to help!