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Vacation Properties

mortgage for vacation home

Purchase a vacation property - you deserve it!

If you're dreaming of purchasing a vacation property in Canada or the US, Dreyer Group Mortgages can help make your dream a reality. Owning a vacation property is more than just a place to relax, it's a solid real estate investment that can appreciate over time. Get the best mortgage, at the most competitive rate.

Call a Dreyer Group mortgage professional.

New Announcement

 

You can now acquire a vacation property with as little as 5% down, a low interest rate and an amortization up to 35  or 40 years to get the lowest payments possible.

More than 20% Down

If you have a down payment of at least 20% of the value of the vacation property, you can apply for a conventional mortgage. When the loan is classified as conventional financing, a greater emphasis is placed on the amount of the equity in the property as opposed to the applicant's income making it easier to qualify.

Less than 20% Down

If a purchaser has less than 20% down in relation to the cost of the vacation property, the loan must be insured through either the Canada Mortgage and Housing Corp. (CMHC) or Genworth Financial Mortgage Insurance Canada. These insured mortgages have expanded qualification guidelines to which the lenders must adhere.

We’re here to help you achieve your dreams.

Simply use our online application to get your best mortgage rates to get your vacation property.

We'll take care of the rest.

30 Second Application

Apply now to get us going to find your best rate mortgage. Take a quick 30 Seconds to Apply.

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Full Online Application

Choose our secure full mortgage application form. Take a few minutes to complete.

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