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Sometimes We Just Need A Little Help With The New Rules

You may need some help understanding the new mortgage “stress test” before it comes into effect on January 1, 2018

Unprecedented changes to Canadian Lending Rules begin January 1, 2018

The government will set a new minimum qualifying rate, or “stress test,” for mortgages with a 20% or greater down payment.

These new rules will place the minimum qualifying rate for to be either

- the five-year benchmark rate published by the Bank of Canada
- the bank’s contracted mortgage rate, PLUS 2.0%


Need a little more help to better understand what this means for your mortgage or refinance?

Contact Dreyer Group Mortgages. We are here to help.

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>> Act Now to Get your Mortgage Application Started Online <<


So what can you do about these changes?

Contact us to find out how we can help you BEFORE these changes come into effect.

Obtain a signed approval before January 1, 2018, and be exempt from the new mortgage rule.

Call us at 604-669-6006

Or take 30 seconds to apply online.