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As a BC Mortgage Broker, I get asked by friends and family all the time why people who have mortgages should deal with a mortgage broker as opposed to the local branch of their bank. Every clients situation is unique and different. A bank can offer you only their rate and their products. As a BC Mortgage Broker I have access to the 40+ lenders that are available to me not locally but across Canada. 40 lenders translates into over 400 mortgage products. People get busy, too busy to shop their own mortgage. So what can a BC Mortgage Broker do for you? How much time you got?? My thoughts exactly.