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A 40 year amortization can increase your purchasing power.  It will give you lower monthly payments for the same size of mortgage which frees up cash to spend on other essentials or perks.  For first time home buyers in our high cost market, a 40 year term is appealing if you are limited with a small down payment.

Hey, if you don't quite understand if a 40 year amortization mortgage is the right option for, give me a call.  After all that is exactly the service a professional mortgage broker will provide.