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If you are in the market for a new home this spring, you are at a huge advantage. As a Vancouver mortgage broker for over 16 years I have watched mortgage rates drastically drop in recent years. The bank of Canada is expected to drop prime rate again tomorrow. Interest rates are on the downward swing and mortgage options have never been so broad with every lender, bank and trust company all vying for your business. If you want to pay off your mortgage quickly, you have an incredibly wide rage rang of mortgage choices. If you want to maximize your mortgage amount you can go with a 40-year amortization. This was never an option in the Canadian mortgage market until a year ago. If you want to get your best mortgage rate, all you need do is have a mortgage broker – which by the way is free in the majority of cases – shop the lender market on your behalf. You don’t even have to leave the comfort of your home. Let’s face it, employment is strong, Vancouver is one of the most beautiful cities in the world and money is on sale. If you are considering buying your first home, upgrading or investing, this could very well be the best time to get a mortgage and use the services of a mortgage broker. Jared Dreyer is a BC mortgage broker serving Vancouver, Langley, South Surrey, White Rock, Delta, North and West Vancouver. I'm here to help 604 649-5991