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I think the BC license plate says it best! BC is the best place to live! I am a bit partial to South Surrey/White Rock as I have lived here for most of my life.

Having travelled to Hawaii recently and then coming home, I was once again awestruck by the beauty of British Columbia. I live in South Surrey with my family and must say it is a real blessing to live here.

 What does this have to do with mortgages you might be thinking...well not much but I love where I live and I love my work.

 Today's lending environment has changed dramatically with the US subprime fallout, rising oil prices and a stock market that seems to be volatile. The Federal government has also decided to change things up a bit by not backing 40 yr amortizations, no more zero downpayments and people must have a stronger credit score than before for high ratio mortgages.

 Working with a broker really makes sense, some lenders are really not interested in lending money today and others are struggling with their own woes with the US subprime fallout. We still have lenders that have great products and great rates. Maybe your bank or credit union has discountinued a product or their rates are not competitive in the market today. Working with us allows us to shop your mortgage to 30 plus lenders and some of those have more to offer than their competitors. 

Call Conrad today to see how we may be able to get you what you want.