Vacation Properties

Purchase a vacation property – you deserve it!

Lakefront vacation propertyIf you are dreaming of purchasing a vacation property in Canada or the US, Dreyer Group Mortgages can help make your dream a reality. Owning a vacation property is more than just a place to relax, it's a solid real estate investment that can appreciate over time. Get the best mortgage, at the most competitive rate.

Call a Dreyer Group mortgage professional.

Did you know you can purchase a vacation property with as little as 5% down and get a great, low interest rate?

Less than 20% Down Payment

If a purchaser has less than 20% down in relation to the cost of the vacation property, the loan must be insured through either the Canada Mortgage and Housing Corp. (CMHC) or Genworth Financial Mortgage Insurance Canada. These insured mortgages have expanded qualification guidelines to which the lenders must adhere.

More than 20% Down

If you have a down payment of at least 20% of the value of the vacation property, you can apply for a conventional mortgage. When the loan is classified as conventional financing, a greater emphasis is placed on the amount of the equity in the property as opposed to the applicant's income making it easier to qualify.

We’re here to help you achieve your dreams.

3 Easy Ways to Get Pre-Approved

Dreyer Group is an independent mortgage broker firm that shops your mortgage to major banks and trust companies across Canada to ensure your get the best mortgage at the lowest rate. Choose the option below to let us get your best mortgage rate.

Full Online Application

Choose our secure, full mortgage application form. Takes a few minutes to complete.

30-Second Application

Apply now to get us going to find your best mortgage. Takes a quick 30 Seconds to Apply.

Download Application

Download an application form in Adobe® PDF format. Fill in by hand or by computer.

Prefer to speak with us directly? Call us 1.604.536.3802 or use send us a message. We are here to help.